Innovative, enterprise-wide solutions for complex global risks
Maximising profitability has forced businesses to integrate core enterprise strategies with evolving technological capabilities in digitization, processing, and ultimate delivery. While traditional risk management protocols remain centered around profitability, continuity and growth, strategic and contingency planning for performance management have evolved over time to meet the demand of a consolidating and ever globalizing economy.
The challenge remains for corporations to limit the risk to investment, performance and adaptability in the event of shocks to the enterprise. However, technology has forever changed the speed with which business enterprise risk can be derailed, with the potential for substantial financial and operational implications.
As such, the role of the insurance provider must evolve.
Given the landscape of the modern business, “umbrella” style insurance products should no longer be the norm. Rather, insurance solutions should be developed by blending an understanding of a client’s core business and helping to match any strategic planning and performance management initiatives with the perceived enterprise risk. This approach allows us to develop a balance of differentiated products and services which we are able to deploy to our target markets.
It is with this approach that we deliver our current propositions, which will remain at the core of our product development moving forward.
Jamie Bouloux joined RSG to spearhead EmergIn Risk. Prior to joining RSG in the fall of 2015, Jamie served as the lead underwriter for CFC Underwriting’s Large Corporate Cyber facility and Team Leader for the Tech and Media practice. Before joining CFC, Jamie held multiple positions at American International Group (AIG) including Head of Cyber, Technology and Media for AIG EMEA where he developed the cyber strategy for over 40 territories which were his responsibility.
Prior to his London position, Jamie was based in New York and was the Executive Liability Underwriter & Cyber Product Leader with AIG US and Canada. He also worked at AIG’s International Home Office Team, helping to develop the original international cyber product and strategy.
Debbie brings a diverse background of experience to her current role. She started her career practicing law at Barlow Lyde & Gilbert and then at Clyde and Co LLP, where she specialized in insurance law. In October 2012, Debbie became an Associate in the Global Casualty and Property Team at DWF Fishburns LLP. In 2014, she strategically transitioned her career from private practice to insurance firms. She joined Travelers, focusing on professional indemnity and technology claims. During her tenure at Travelers, Debbie was exposed to the world of cyber. Understanding the global impact of cyber has ignited a passion to which Debbie has now devoted her career.
Conor joined the EmergIn Risk Team in 2019 to help support the growth of the business in the London market. Conor began his career as TMK before moving to General Reinsurance in 2010. He spent 6 years as a property and energy underwriter on the facultative side before spending 4 years as a property and construction treaty underwriter.
Peter began his career in law firms before moving to loss adjusting firm Crawford & Company in a Senior Claims role. In 2012, Peter joined HDI Global as a Senior Liability Adjuster, where he assisted in the development of their cyber insurance proposition for the UK, before transitioning in June 2016 to Cyber Underwriter. In 2018, Peter joined EmergIn Risk as a Senior Underwriter to help support the continued growth of the business.
Hui has nearly 20 years insurance experience, with almost 15 years in the media and cyber/tech arena. Prior to joining EmergIn, Hui served as lead underwriter for Pandamatics Underwriting to drive the initiative for a new cyber InsurTech offering. She also held senior underwriting positions at Allianz Global Corporate & Specialty (AGCS) and Principia Underwriting both in London.
Senior Underwriter and Distribution Lead
With 8 years’ experience in the London Insurance market, Peter joined EmergIn Risk as an underwriter and is an essential member of the team, assisting in the development of the cyber, technology and media portfolio. Prior to joining EmergIn Risk, Peter worked for Integro Insurance brokers, specialising in the placement of Large Cyber and Tech E&O risks. Before this position, he developed Integro / Lemme’s North American Accountants & Lawyers Professional Liability book.
Jessica provides critical support as an assistant underwriter to EmergIn’s team, with her role primarily focused on the day to day underwriting of accounts. Prior to joining EmergIn, Jessica gained three years of experience as an Underwriting Assistant in the Cyber, Technology and Media team at Barbican Insurance Group. This role included assisting in both open market and facility business worldwide. Jessica has achieved her diploma in the Chartered Insurance Institute (Dip CII) and is now working towards achieving the CISMP certification.
Tom joined the EmergIn Risk team in April 2019 as an underwriter to further grow the EmergIn Portfolio with particular focus on European business. He brings with him over 10 years of underwriting experience, with 5 years as a in London with Talbot Underwriting on the International Property team, and 5 years as a Property Underwriter in the Middle East with Talbot MENA Ltd where he developed the Property portfolio.
Underwriter and Cyber Analyst
Ben is a former British Army Officer who transitioned into the Cyber Insurance market in 2019. He has over 12 years’ experience leading and managing teams on diverse, international and exacting projects within the Army, wider Defence and other government departments. His specialist training and experience within Cyber, Risk Analysis, Data Analytics and Intelligence enhance EmergIn’s ability to analyse complex risks and understand the evolving cyber threat.
Lucy is an integral member of the EmergIn team, providing key support to Underwriters in the general management of accounts and various other support tasks. Lucy joined EmergIn after achieving a First in Economics and Business Ma (Hons) at Edinburgh University and is now working towards her CII qualifications.
THE MGU ADVANTAGE
Managing General Agencies (MGAs) and Managing General Underwriters (MGUs) have played an integral role in Lloyd’s strategy for decades. As a coverholder, the MGA/MGU model is an attractive conduit for allowing London and company markets to access expertise, distribution, and new products. Further, the model allows agents and brokers to access local regional markets, allowing service, document issuance, premium collection, and claims payment with limited initial capital or resource deployment.
The MGA model is a tested, viable strategy for agents and brokers as well as capital alignment. Ryan Specialty Group has created a valued network of MGUs in niche areas of underwriting, aligning knowledge and expertise, with quality capacity providers. With a strong presence through RSG Underwriting Manager’s (RSGUM) existing network of companies, RSGUM provides carriers the opportunity for rapid diversification and scale, creating a model for sustainability over time.
Ryan Specialty Group (RSG)
EmergIn Risk is a Ryan Specialty Group (RSG) company. RSG is an international specialty insurance organization that provides underwriting management, wholesale brokerage and other specialty insurance services to brokers, agents and insurance carriers.
RSG was founded in 2010 by Patrick G. Ryan, the widely respected insurance veteran, founder and former Chairman and CEO of Aon Corporation. Mr. Ryan saw the need in the marketplace for a specialty organization dedicated exclusively to creating sophisticated insurance solutions for risks that demand innovation, proven leadership, outstanding industry expertise and quality services on behalf of brokers, agents and carriers.
Today, RSG is a leading international specialty insurance organization, which offers delegated underwriting expertise in the form of binding authorities, national specialty programs, highly specialized managing general underwriters, wholesale brokerage services, and other services designed specifically for brokers, agents and insurers. Ryan Specialty Group’s mission is to provide industry-leading innovative specialty insurance solutions for insurance brokers, agents and carriers.
The underwriting specialty of the company, RSG Underwriting Managers, delivers an independent and entrepreneurial approach to the specialty lines space by providing a unique platform for operational, legal, actuarial and technical support. RSG Underwriting Manager’s exceptional resources and back office support allows underwriters to be focused on the risk itself, delivering a superior level of service to brokers, agents and carriers. For more information, www.rsgum.com